1.1 Organization Identity

Psalm 68 Ministries ("Organization," "we," "us," or "our") is a 501(c)(3) nonprofit organization incorporated under the laws of Colorado, United States. Our Federal Tax Identification Number is available upon request. We are registered with the Colorado Secretary of State for charitable solicitation activities.

1.2 Acceptance of Terms

By accessing, using, or interacting with our website at psalm68ministries.org (the "Website") or utilizing any of our services, including but not limited to:

• Pastoral and leadership coaching services
• Making donations or financial contributions
• Engaging with our global outreach programs
• Accessing downloadable resources or content
• Participating in events or volunteer activities

You ("User," "you," or "your") acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms").

1.3 Legal Compliance Framework

Our operations comply with:

• Federal regulations governing 501(c)(3) organizations under the Internal Revenue Code
• Colorado state laws including the Colorado Privacy Act (CPA) and Colorado Revised Nonprofit Corporation Act
• Applicable international regulations for our work in Guatemala, Nicaragua, the Dominican Republic, and other global regions
• Americans with Disabilities Act (ADA) website accessibility requirements
• Children's Online Privacy Protection Act (COPPA)

2.1 Definitions

For purposes of these Terms, the following definitions apply:

• "Coaching Client" means any individual who enrolls in or receives our pastoral or leadership coaching services.
• "Content" means all text, graphics, images, software, audio, video, information, coaching materials, or other materials available on the Website.
• "Donor" means any individual or entity making a financial contribution to the Organization.
• "Global Partners" means international organizations we support in Guatemala, Nicaragua, the Dominican Republic, and other locations.
• "Personal Information" means any information that identifies or relates to a particular individual.
• "Services" means all programs, coaching, resources, events, and activities provided by the Organization.
• "User" means any person who accesses or uses the Website or Services.

3.1 Age Requirements and COPPA Compliance

3.2 Geographic Accessibility and International Compliance

Our Website and Services are accessible globally, subject to local laws. Access may be restricted in jurisdictions where it would violate U.S. federal regulations or local laws.

3.3 Capacity to Accept Terms

By using our Services, you represent that you have the legal capacity to enter into these Terms and that your use does not violate any applicable laws.

4.1 Nature and Scope of Coaching Services

Our coaching services provide personal and tactical support for ministry leaders, pastors, and individuals, covering areas from personal well-being and spiritual growth to leadership development and ministry strategy.

4.2 Coaching Investment and Commitment

Coaching services are an annual commitment that includes regular access to your coach and periodic one-on-one visits for customized support.

4.3 Professional Boundaries and Critical Disclaimers

4.4 No Guarantee of Outcomes

4.5 Coaching Client Responsibilities

Clients agree to participate actively, communicate openly, respect scheduling policies, and take responsibility for implementing coaching advice.

4.6 Confidentiality in Coaching Sessions

We maintain strict confidentiality regarding coaching sessions, with exceptions only where required by law, to prevent harm, or with client consent.

4.7 Assumption of Risk and Liability Waiver

Clients acknowledge that coaching is voluntary and assume full responsibility for all decisions and actions arising from it.

4.8 Coach Qualifications and Standards

Our coaches provide services based on pastoral experience, ministry training, and a commitment to ethical standards.

5.1 Tax-Exempt Status and Charitable Deductions

5.2 Colorado Charitable Solicitation Compliance

We are registered with the Colorado Secretary of State for charitable solicitation activities.

5.3 Multi-State Fundraising Registration

We maintain appropriate charitable solicitation registrations in all states where we actively solicit donations.

5.4 Donation Policies and Procedures

All donations are generally final. Refunds are considered only in cases of clear error or unauthorized use. Donors may designate contributions for specific purposes, though we reserve the right to redirect funds if a purpose becomes impractical.

5.5 Online Donation Security and Processing

We use industry-standard security measures, including SSL encryption and PCI DSS compliance, for all online donations processed through secure third-party vendors.

5.6 International Fundraising and Global Operations

Our international activities comply with U.S. Treasury Department regulations (including AML and OFAC) and local laws in the countries where we operate.

5.7 Donor Privacy and Information Protection

We will not sell, rent, trade, or share donor information with third parties except as required by law or with explicit donor consent. Donors may choose to remain anonymous.

6.1 Information Collection and Processing

We collect personal information that users voluntarily provide, such as contact details, donation information, and program participation records, as well as website usage data collected via cookies and similar technologies.

6.2 Colorado Privacy Act (CPA) Compliance

As a Colorado-based organization, we comply with the CPA, providing transparency and honoring consumer rights for Colorado residents to access, correct, or delete their personal data, subject to applicable exemptions.

6.3 Platform and Data Security for International Users

To protect the data of all our users, including those internationally, our underlying technology platform is built with robust, multi-layered security controls:

• Secure Cloud Infrastructure: Our platform is hosted on a leading, secure cloud infrastructure provider that maintains state-of-the-art physical and network security protections
• Data Encryption: All data is encrypted both in transit using Transport Layer Security (TLS) and at rest using industry-standard encryption algorithms like AES-256
• Application and Network Security: We utilize a Web Application Firewall (WAF) to filter and monitor traffic, protecting against common web-based attacks
• Secure Development Practices: Our applications follow secure software development lifecycle practices with regular code reviews and security testing
• Access Control: Access to personal data is strictly controlled and limited to authorized personnel based on the principle of least privilege
• Continuous Monitoring: We continuously monitor our systems and conduct regular third-party security audits and penetration tests

6.4 Data Security and Breach Response

We employ strong security measures, including encryption and access controls. In the event of a data breach, we will assess the impact and notify affected individuals and regulatory authorities as required by law.

6.5 Cookies and Tracking Technologies

Our Website uses cookies for functionality, analytics, and security. Users can control cookie settings through their browser, though disabling certain cookies may affect website functionality.

6.6 Children's Privacy Protection (COPPA)

We do not knowingly collect personal information from children under 13 without verifiable parental consent. Parents have the right to review and request the deletion of their child's information.

6.7 Data Retention and Deletion

Personal data is retained only as long as necessary for legal, tax, or operational purposes (typically 3-7 years) and is securely deleted at the end of its retention period.

7.1 Ownership of Organizational Content

All content on our Website and provided through our Services is owned by or licensed to Psalm 68 Ministries and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License for Personal Use

We grant users a limited, non-exclusive license to access and use our content for personal, non-commercial, and ministry purposes only. Commercial reproduction or distribution is prohibited.

7.3 Coaching Materials and Proprietary Methods

Coaching materials and methodologies are proprietary intellectual property. Clients receive a personal license for their own development but may not reproduce or use them for commercial purposes.

7.4 User-Generated Content

By submitting content (e.g., testimonials, feedback), you grant us a perpetual, worldwide, royalty-free license to use it for our nonprofit purposes. We reserve the right to moderate all user-generated content.

7.5 Digital Millennium Copyright Act (DMCA) Compliance

We comply with the DMCA. If you believe content on our Website infringes your copyright, please contact our designated DMCA agent with a formal notice.

8.1 Account Registration Requirements

Certain services may require account registration. You must provide accurate information and agree to these Terms.

8.2 Account Security Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and notifying us immediately of any unauthorized access.

8.3 Account Termination and Suspension

We reserve the right to suspend or terminate accounts for violations of these Terms or other abusive behavior.

9.1 Third-Party Websites and External Links

Our Website may link to third-party sites. We are not responsible for the content or privacy practices of these external websites.

10.1 Commitment to Digital Accessibility

We are committed to ensuring our website is accessible to people with disabilities and strive to comply with Web Content Accessibility Guidelines (WCAG) 2.1 Level AA standards.

11.1 Community Values and Behavioral Expectations

Users are expected to demonstrate respect and integrity, consistent with our Christian principles. Prohibited activities include illegal, harmful, or threatening behavior.

12.1 Disclaimer of Warranties

12.2 Limitation of Liability

12.3 User Indemnification

You agree to indemnify and hold harmless Psalm 68 Ministries from any claims arising from your violation of these Terms.

13.1 Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Colorado. Any legal proceedings shall be brought in the state or federal courts of El Paso County, Colorado.

13.2 Dispute Resolution Procedures

Parties must first attempt to resolve disputes through direct communication, followed by mediation, before initiating legal proceedings.

13.3 Class Action and Jury Trial Waivers

Users waive the right to participate in any class action lawsuit, and both parties waive the right to a trial by jury.

14. Force Majeure

Neither party shall be liable for failure or delay in performance due to circumstances beyond their reasonable control (e.g., natural disasters, war, government actions).

15.1 Right to Modify Terms

We reserve the right to modify these Terms at any time. Changes become effective upon posting to our Website. Continued use of our Services constitutes acceptance of the new Terms.

16.1 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in effect.

16.2 Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Psalm 68 Ministries.

17. Contact Information and Communication

18. Acknowledgment of Receipt and Agreement